The following is a review for Federal National Bank of Omaha (FNBO) Direct.  The great thing about FNBO is the ACH transfers.  Have a local bank (such as Citizens, TD, Bank of America)?  Link FNBO, your local bank and you can transfer very easily, with no fees.  You can link up to 3 accounts to your FNBO Account.

Link(s):

http://www.fnbodirect.com

Signing Up:

One of the better and more user friendly interfaces to sign up.  You can also save the application and sign back in later in case you don’t have proper documentation on you while signing up.  FNBO Direct asks for the same criteria as most other banks.  Has you complete a signature card and then you can customize your account.  Individual and Joint accounts are allowed.

Support:

Have only needed this a few times mainly for checking up on balances or finding out when transfers would actually go through, and it was prompt.  24 hour turn around on emails is what seems to be the M.O.  Phone support is very courteous however hold time was approx 15 minutes.

Website:Very easy to use.  Nice user interface.  Makes transfers and all other utilities easy to access and straightforward.Interest Payments:Monthly payments at a reasonable rate.  This is not always the highest interest bearing account however it is in the top range and for the ease of use, ability to ACH to 3 other institutions and stability it’s certainly worth it.

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