The Most Interest

Ok, so we are a long ways away from the 6.01% Turbochecking days, nothing we can do about that. But we still want to earn the most we can on money we have!

Most online savings accounts are earning about 1.4% APR today. Getting that extra 0.6% isn’t much, but every little bit helps. So to we’re going to briefly discuss this current offer from Amegy Bank of Texas:

What you get:

• 2.0% APY on balances up to $25,000
• Free ATMs nationwide – really, who needs this?
• Free Bank-at-home with bill pay – neat.
• No fees – neat.
• Unlimited transactions – they probably just ran out of things to list…

What you need to do:

• Have direct deposit of payroll, social security check, or retirement benefits or two (2) ACH debit
• Login to online banking at least once a month
• Receive e-Statements
• Make at least 10 signature-based transactions with your Amegy  Check Card every month
• Maintain a Valid email address

This sounds do-able. You can automate the ACH transfers with an FNBO Direct account (which we recommend everyone have). I would hope you login once a month and check you balance- or even just to make sure everything looks up to snuff. e-Statements, isn’t everyone doing this by now? Less snail mail, always available, green…If you don’t have e-Statements for all the accounts you can, please reconsider.

The 10 transactions per month is pretty simple too if you make consistent small purchases (coffee, tea, lunch at work etc).

As for a valid email address, there is no need to discuss that.